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                                                                NO CREDIT NEEDED FINANCING 

                                                              WITH A 90 DAY PAYMENT OPTION!

We offer a lease/purchase program to customers who wants to purchase today and pay later!

We have over 90% approval rating


There are only two key things that we look at when qualifying customers:


-Bank Account

We require the applicant has had stready income from employer for at least the last six months.  We also require the applicant to earn at least $1,000 per month and deposit at least $500 per month into their checking account.  The applicant must also have an active checking account for at least three months, and have no "NON SUFFICIENT FUNDS" or excessive overdrafts in the last 30 days.  

Just click here to fill out this simple application and turn your dream car audio system into reality


What is the interest rate? How is the monthly payment figured?
There is not an interest rate. Lease payments are 15% of the invoice amount per month.

Example: $1,000 invoice = $150/mo payment

How does the customer make payments?
Payments are automatically withdrawn from the customer’s bank account on their paydays. 


What if the customer does not have a checking account?
They will not qualify. They must have an active checking account that has been open for at least three months.


How long is the lease agreement for?

All lease/purchase agreements should be paid off in 3 months (90 days) to be considered Same as Cash ($0 additional fees)

Lease/purchase agreements are for 12 months unless the customer wishes to pay off early.

What are the buyout options for the customer?
We offer early buyout options to customers who wish to own the merchandise outright before the 12 month term is completed. They have two options:

  • 90 Day Payment Option: The customer pays only the invoice amount within 90 days of the delivery date.

  • Early Buyout Option: If the customer wishes to own the merchandise outright after 90 days, they will be able to purchase their merchandise at a percentage of their remaining balance.  Purchase can include and is not limited to Car Stereo system from any brands like JL Audio, sony, kenwood, Alpine, Rockford Fosgate, Kicker, Memphis, DD audio, Skar audio, CT audio, Viper alarm systems and much more.  Purchase can include Speakers, amplifier, Stereo, parts and installation services in most cases.  

 APPLY TODAY! FILL OUT THE APPLICATION >>(You will be entering your information securely at Progressive.  After your application is approved, you will receive a call from Street Beat Car Audio congratulating you and will make an appointment for you to have your dream system installed!, go ahead, give it a try.  It's that easy!)

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